Welcome to 1103 Coastal Hammock Dr - where modern living, premium waterfront views, and an incredibly rare financing opportunity come together in one exceptional home. This beautifully maintained 2020-built home offers a highly sought-after assumable mortgage at just 2.99% interest, available to BOTH VA and non-VA buyers. Opportunities like this are extremely rare in today's market and could mean substantial monthly savings compared to current interest rates. To make the deal even more attractive, the seller is also offering buyer closing cost assistance and is motivated, flexible, and easy to work with. Located in the desirable Brookside community of Ruskin, this better-than-new home has been meticulously cared for by its original owner and shows like a model home. With minimal wear and tear, two of the three bedrooms were never occupied, giving the home a clean, fresh, move-in-ready feel throughout. Inside, you'll love the upgraded finishes and modern touches, including: o Luxury vinyl plank flooring o Epoxy-coated garage flooring o Modern glass shower enclosure o Bright open-concept living spaces o Immaculate condition throughout Step outside to one of the home's most impressive features - a premium water-view lot with no rear neighbors. Enjoy peaceful pond views, added privacy, and direct gated access to a scenic walking trail right from your backyard. The resort-style community amenities, including the pool, playground, and amenity center, are conveniently located just steps away. Additional highlights include: o No flood insurance required o No hurricane damage o Strong 2020 construction for added peace of mind o Low-maintenance, move-in-ready condition o Convenient access to shopping, dining, schools, and major commuter routes Why wait months and pay more for new construction when you can own a fully upgraded, like-new home on a premium lot with a below-market assumable interest rate that could save you thousands every year? Homes offering this combination of financing, condition, location, and value rarely become available. Schedule your private showing today.