Welcome to waterfront living at its finest in the hidden gem of Flor-a-mar. Situated on an expansive .28-acre lot with direct, unobstructed access to the Gulf, this 3-bedroom, 2-bath residence offers the perfect blend of comfort, space, and true boating lifestyle. One of the most unique features of this property is access to a private beach for only two hundred annually-with no homeowners association-giving you the best of both worlds: exclusive coastal access without restrictive fees or rules. Step inside to a thoughtfully designed layout featuring a welcoming living area and a spacious primary suite with generous closet space and a well-appointed ensuite bath. The kitchen is ideal for both everyday living and entertaining, complete with upgraded cabinetry, granite countertops, and serene views overlooking the pool and waterway. A charming Florida room with a wood-burning fireplace adds warmth and versatility, creating the perfect setting for relaxing evenings. The additional bedrooms are well-sized and share a full bath, offering comfort for family and guests. Recent improvements within the past three years include fresh exterior paint, a water softener system, lanai re-screening, updated gutters, fascia and soffits, pool heater replacement, and a reinforced seawall with a dead man anchoring system. Outdoors is where this property truly shines. Enjoy a large pool, an expansive fenced yard, and plenty of room for all of your toys-including space for an RV, work truck, or boat trailer. The brand-new 16,000 lb boat lift, new seawall cap, and additional platform for kayaks, paddle boards, or fishing make this a true waterfront enthusiast's dream. Flor-a-mar is a hidden treasure along the Gulf Coast, known for its relaxed coastal feel, boating-friendly canals, and easy access to open water. Whether you are heading out for a day on the Gulf, enjoying sunset views, or simply embracing the Florida lifestyle, this home offers a rare opportunity to live exactly how you've always envisioned.