One or more photo(s) has been virtually staged. ASSUMABLE MORTGAGE - 5.25% - Welcome to this beautifully maintained home in the desirable Silver Oaks Village, where pride of ownership, smart updates, and everyday comfort come together. Situated in a well-kept, peaceful neighborhood, this 3-bedroom, 2-bath residence with a 2-car garage offers a thoughtful layout, generous storage, and timeless design features throughout. Inside, you'll immediately notice the high vaulted ceilings, elegant curved architectural edges, and abundant natural light that create an open, airy feel. The split floor plan provides privacy, with the primary suite tucked away as a true retreat. The ensuite bath features a large garden tub, separate walk-in shower, double vanity, and a spacious walk-in closet. The kitchen is both functional and inviting, offering large upper cabinets, ample counter space, and bar seating, along with a cozy kitchenette for casual meals and a separate dining area ideal for hosting. Ceiling fans are installed in every room, enhancing comfort year-round, and storage is plentiful throughout the home-including heavy-duty built-in shelving in the garage. Recent updates add peace of mind, including an HVAC system replaced in 2016 and a new water heater in 2023. The upgraded glass storm door at the front entry allows you to enjoy fresh air with the option to convert to a screened door. Step outside through French doors with built-in shades to a screened, pavered lanai overlooking a fully fenced backyard with a vinyl privacy fence and gates on both sides-perfect for relaxing, entertaining, or pets. Ideally located near shopping, dining, and major conveniences, this home is also ease of access to the YMCA (offering a pool, gym, and classes) and minutes from St. Leo University. The property is located in a USDA-eligible area, which may allow qualified buyers to explore zero-down financing options (buyer to verify eligibility and loan requirements). A wonderful opportunity to own a move-in-ready home in a growing area with a strong sense of community.