BOND PAID!!! OWNER FINANCING AVAILABLE W/ 20% DOWN!! Welcome to this beautifully upgraded Monticello / Cumberland courtyard villa featuring a rare full 2-car garage with a 4-foot extension and outstanding curb appeal with enhanced low-maintenance landscaping. From the moment you arrive you'll notice the professionally finished epoxy surfaces by B&D Concrete Creations on the front porch, driveway, garage floor and rear lanai, along with Stipes Seamless Gutters installed around the entire villa. An upgraded Anderson storm door with roll-down window and screen adds both style and functionality. Inside, the home is loaded with upgrades including tile flooring with narrow grout lines in the kitchen, foyer and bathrooms, rich wood laminate flooring in the main living areas, and professionally painted interior throughout. Crown molding runs through the entire villa, complemented by beadboard wainscoting under the breakfast bar, custom wood cornices over the sliding glass doors, and plantation shutters on all windows including the garage. Ceiling fans are installed in every room plus two outdoor fans for year-round comfort. The kitchen is a true showstopper with granite countertops in both the kitchen and bathrooms, including a granite composite kitchen sink, pull-out shelving inside cabinets, and custom laundry room cabinetry matching the kitchen cabinetry. The space is accented with upgraded foyer, pendant and dining room lighting, along with above and below cabinet lighting with remote control. The primary suite features a professionally installed TV wall mount with added plug and cable outlet - TV conveys, and the spa-like primary bath was upgraded by Doc's Restorations featuring a Bella seamless glass shower enclosure. All bedrooms include custom closets. The garage is a dream with built-in cabinetry and workbench, a larger 4-bulb fluorescent light fixture, two additional outlets, attic access with stairs and flooring, and added insulation above the garage. A Cook Aluminum roll-down garage screen was installed 3/2023. Outdoor living shines with the Fortin Construction lanai expansion measuring 13' x 26' with roof, complemented by RK Shades electric roll-down shades with remote installed 9/2022 and newly upgraded verticals on the sliding glass doors installed 7/2025 - perfect for relaxing after a day enjoying the community. The big courtyard villa yard provides plenty or room for a pool or large mansard lanai (birdcage). Additional mechanical upgrades include a water softener, Village Plumber dual water filtration system installed 6/2024, epoxy driveway sealer applied 11/2023, and newer appliances including a Whirlpool 4-door refrigerator (6/2022), Whirlpool microwave (10/2023), GE washer and dryer (9/2024), and a new stove (10/2025). This meticulously maintained, extensively upgraded courtyard villa is truly amazing - offering comfort, style, and peace of mind with a paid bond and lower taxes. A must-see home in The Villages!