Move-in ready cottage-style home on an oversized lot in Palm Coast's desirable U community with NO HOA or CDD fees. Featuring Cape Cod-inspired dormers, an inviting front porch, and beautiful curb appeal, this 3-bedroom, 2-bath home offers warmth and character that's hard to find in today's cookie-cutter new construction. Inside, you'll find a desirable split floor plan with a spacious living room centered around a cozy fireplace, creating the perfect gathering space for relaxing or entertaining. The home has been freshly painted throughout with brand-new carpet in all bedrooms, making it truly move-in ready. A separate dining area provides space for everyday meals or hosting guests, while the primary suite features a large walk-in closet for plenty of storage. Two additional bedrooms allow flexibility for family, guests, or a home office. Situated on a generously sized oversized lot with mature landscaping and room to enjoy outdoor living, this property offers space and privacy rarely found in newer construction communities. A two-car garage adds additional convenience and storage. Enjoy the freedom of homeownership with no HOA restrictions and no CDD fees, all while being conveniently located near shopping, dining, schools, parks, and the beautiful beaches of Flagler County.