Welcome to a Private Coastal Retreat - No HOA, Private Beach Access, and the Florida Lifestyle You've Been Waiting For. Private community beach access is steps from your front door. Nestled in the coveted Hammock community, this 3-bedroom, 2-bathroom home is a tasteful coastal retreat that has been beautifully remodeled, decorated, and meticulously maintained. No HOA means no restrictions making this an exceptional opportunity for a short-term rental investment or a peaceful full-time residence in one of Flagler County's most serene, sought-after neighborhoods. Inside, engineered hardwood floors flow throughout an open-concept floor plan that connects the living, dining, and kitchen areas with large windows providing an abundance of natural light. The kitchen impresses with quartz countertops, stainless steel appliances, generous storage, and a breakfast nook with tranquil views of the landscaped backyard. The primary suite is a true retreat, featuring a luxurious en-suite with an oversized jacuzzi tub, separate shower, and two walk-in closets. Two additional bedrooms for flexibility for guests, a home office, or a fitness space. This home is turnkey ready for whatever lifestyle you envision. Step outside to your private outdoor oasis with a gorgeous screened and covered patio with fully fenced yard, perfectly suited for quiet evenings under the Florida sky. A private outdoor shower is perfect for the beach lifestyle. Plenty of room for a pool. The dog-friendly community and proximity to private beach access make this a destination guests and owners alike will never want to leave. Completing the package: a 2-car garage, ample parking, and top-rated schools nearby. Whether you're looking for an income-producing coastal getaway or your own peaceful forever home this one checks every box. Schedule your private showing today.