You have to see this unique opportunity! WITH TRANSFERABLE FLOOD INSURANCE!! This versatile property offers the perfect setup for a variety of lifestyles: downstairs, you'll find a spacious 1-bedroom, 1-bath layout with a dedicated living, dining, and kitchen area. Upstairs, a separate studio apartment provides ideal accommodations for multi-generational living, investors who want to live in one unit and rent out the other, or roommates who value privacy. Features you'll love: Andersen windows with new slider, quality upgrades installed after Ian repairs. A new metal roof, not just a replacement-an upgrade for durability and style. A tankless water heater to enjoy endless hot water and energy efficiency. And not to mention the Green Board drywall it's resilient material that dries out easily - peace of mind for island living. Enjoy the fresh, modern space to cook and entertain. While the home doesn't include storm barriers, consider adding them-these customizable systems work like storm shutters but offers additional protection from storms - invaluable feature for island life. And the best part? You'll have direct access to the Gulf of America-live the waterfront lifestyle you've always dreamed of!