Unbelievable Financing Opportunity - A True No-Brainer Deal! This property features a rare FHA assumable loan of approximately $312,000 at an exceptional 3.125% fixed interest rate for over 30 years. A qualified buyer can assume this incredibly low-rate loan and simply bring cash for the difference between the loan balance and purchase price. In today's market, securing a 3.125% rate is almost unheard of - making this one of the smartest and most valuable purchases available. Combine prime location with extraordinary financing and you have a truly standout opportunity. Location, Location, Location! On City Water & Sewer Plus All Assessments Are Paid in Full. Situated south of Cape Coral Parkway and just minutes from Cape Harbour, this impeccable home is located in one of the most desirable and convenient areas of Cape Coral. Less than one mile from Lobster Lady, the Chabad Center, Publix, shopping, and top restaurants, this location offers unmatched convenience and true Florida lifestyle living. The home can be purchased fully furnished turnkey for an additional price and is move-in ready. Beautifully remodeled with sophistication and attention to detail, you'll appreciate the brand-new roof, brick-paver driveway, and elegant wrought-iron double-door entry with screened sitting area-perfect for enjoying sunsets. Mature palm trees surround the property, creating a lush tropical setting. Inside features tile flooring throughout, custom wainscoting, and a bright open layout. The chef-inspired kitchen offers a massive quartz island with seating, gold sink with touchless faucet, abundant cabinetry, stainless steel appliances, and upscale lighting and finishes. Guest bedrooms are stylish and inviting. The guest bath includes a quartz vanity, upgraded cabinetry, and walk-in shower with direct access to the backyard-ideal for entertaining or a future pool. The spacious primary suite features high ceilings, custom accent wall, and pocket sliders to the lanai. The spa-style bath includes a soaking tub, frameless glass shower, dual sinks, and elegant finishes. Enjoy your private fenced backyard oasis with brick-paver lanai, wood-paneled ceiling with fan, electric retractable awning, tropical landscaping, and ample space for relaxing or entertaining. Additional highlights include hurricane-impact windows and sliders, newer mechanicals, new electric panel, new plumbing, and numerous upgrades throughout. Perfect as a primary residence, seasonal getaway, or exceptional vacation rental-everything is in place. Located moments from Cape Harbour dining, marina, and entertainment. This is a rare opportunity to own a beautifully upgraded home in a prime location with an assumable 3.125% loan already in place. Come see it in person and fall in love