Welcome to this charming 3-bedroom, 2-bath waterfront home located on the highly desirable Monroe Canal in St. James City, offering direct Gulf access with no bridges. This boater's paradise provides quick access to open water within minutes-perfect for fishing, cruising, and enjoying the Southwest Florida lifestyle. Ideally situated just a short boat ride to Fort Myers Beach, Sanibel, and Captiva, with waterfront dining and island destinations easily accessible by water. This well-maintained home is designed for both relaxation and functionality, featuring a covered boat lift, fish cleaning station, and outstanding storage, including a 10x10 shed plus a durable concrete waterfront shed-ideal for all your boating and fishing gear. Enjoy peaceful mornings and stunning canal views from the spacious waterfront deck, where you can watch boats pass and take in Florida's natural wildlife. Located in a welcoming boating and fishing community, this property offers excellent potential as a primary residence, seasonal getaway, or investment property. Additional feature: The third bedroom is currently configured as a den/office with existing closet space; closet doors can easily be added. Modular construction offers the benefits of a site-built home, enhancing financing options and long-term value. Don't miss your opportunity to own a direct Gulf access waterfront home in beautiful St. James City-where boating, fishing, and island living come together.